I'm 3 to 12 months out · Lender-Ready Session
Get lender-readybefore you need to be.
A 30-minute video call with the Rinia capital team. We score you on the five things lenders actually check, show you the gaps and how to close them, and map you to the lenders and equity partners who fit your deal — so when your LOI goes out, you're already fundable.
The five things lenders check
- 01
Liquidity
Cash left after closing. Many lenders want 9–12 months of payments in reserve.
- 02
Net worth
Often expected to at least equal the loan, across everyone who signs.
- 03
Experience
Units owned and managed before. Too little is fixed by the right partner.
- 04
Team
Property manager, attorney and partners who've done a deal like this.
- 05
The deal
Debt coverage, leverage and a plan that holds up if rents or rates move.
What you walk away with
A clear path to fundable. And the people who'll fund it.
- We score you on the five things lenders check
- We show you the gaps and how to close them
- We map you to the lenders and equity partners who fit your deal
- You get direct access to our capital network — and a seat in the next Cohort
Bring: a rough idea of your liquidity, what you own today, and your target market.
Lenders underwrite you as much as the building. Most first-time buyers learn that after their LOI is out, when there's no time left to fix it. We start months earlier — so by the time your offer is in, you've already met the people who'll fund it and you know what they'll say.
Pick a timeWhat happens on the call
Thirty minutes. Here's how they go.
- 00–05
Quick intro
You, your goals, and your timeline.
- 05–18
The five
We score you on the five things lenders actually check.
- 18–25
The gaps
Where you are, what to close, and how.
- 25–30
Next steps
A deal size you can finance, and a seat in the next Cohort.
Tell us where you are
A few details, then pick a time.
So the 30 minutes are spent on you and your plan, not on introductions. We'll have this ready when you join the call.